September 20, 2020

“Do what you can, with what you have, where you are.” – Theodore Roosevelt

“Believe you can and you’re halfway there.” – Theodore Roosevelt

I am so sorry to have had to skip the blog last week. My deepest thanks to you who took the time to extend your kind condolences and emotional support about the passing of my brother.

I had some serious topic options planned for my next blog, but at this moment, when the world of politics seems to be going a little extra crazy and we are all just trying to cope as best we can with our daily “new normal” routines, I decided to write instead about something fun, an escape from reality — but an escape with useful lessons and a purpose.  Let me explain.

This summer, without Disneyland or our favorite “dinner and a movie” date nights to entertain us, Rick and I enjoyed our own film and television festival at home.  My ultimate escape show is Survivor and all 40 seasons are available for streaming on CBS! Over the years, I’ve seen about half of the 13-episode seasons, but it was a whole NEW experience consuming a whole season every couple of weeks.

I enjoyed the mental and emotional escape of living (virtually) on a literal “desert island” with some of my fan favorite “Castaways,” (Boston Rob, Tyson, Rupert, John Cochran and Queen Sandra, to name but a few). But I was surprised to discover that by watching a whole season unfold quickly, and then watching some of the same players compete in multiple seasons, I could discern patterns in the game that taught me some valuable lessons about what makes someone a “Winner” in pursuing any Big Goal. (The goal of the show contestants, of course, is to be voted the Sole Survivor and awarded $1 million dollars at the end by those who had been their opponents, acknowledging that they were the BEST at “Outwitting, Outplaying and Outlasting” 19 other competitors.)

Here are five major Success Lessons I gleaned from watching Survivor. I think you, too, will find them useful to remember as you pursue any Big Goal in business, finance, relationship, health, sports – whatever you REALLY want to achieve — particularly if your goal seems daunting or far-fetched.

LESSON #1: Do You.

Be yourself.  Don’t play someone else’s game.  Use your own unique strengths and passions to excel.  The challenges that all 20 Survivors must compete in are purposely varied, so that nobody has an advantage in every one.  Some challenges call for physical strength, some call for persistence and physical endurance. Some require balance and dexterity. And some involve mental acuity (like solving puzzles – NOT my strength!) In some seasons, smaller, less coordinated and downright “geeky” players have triumphed, both through the challenges and through playing a great “Social Game.”  You don’t have to match someone else’s strengths to win; you just have to play to your own.

LESSON #2: Build Alliances

The game of Survivor mirrors real life in the sense that nobody wins the game all by themselves.  The only way to make it to the end is to team up with other players in “alliances,” supporting and protecting each other and banding together to vote other people off.  Survivor proves that multiple heads ARE better than one and someone needs to have your back if you want to reach the top.  Winners in the game and in life seek out people they trust and nurture those relationships built on mutual respect and reward. In Survivor “trust” is never absolute, but that also highlights the fact that you can’t get what you really want without taking some RISKS.  You have to go out on a limb and trust others and your own gut in order to succeed.

LESSON #3: Maintain Your Integrity

Even though some deception is required to win Survivor (like keeping your Hidden Immunity Idol to yourself), those players who regularly backstab and betray the trust of their alliances almost never win the game.  They may get to the “final three,” but the jury of their peers who became collateral damage along the way invariably award the $1 Million prize to a competitor who played smart, but with a decent amount of integrity and no personal vindictiveness.  Fans may find evil-doers entertaining, but they rarely win the game of Survivor or life. (Just ask Russell Hantz, one of the Survivor “Villains” who played three times, each time, lying, conniving and betraying others — and lost each time. He ended up angry, divorced and with a mess of personal problems later, too.)  Win-At-All-Costs is not a formula for success in life OR showbusiness.

LESSON #4: Be flexible

As you begin pursuing your Big Goal, you will rarely know the “How” that will eventually lead you to success. Life takes twists and turns along the way and you must be flexible and always ready to seize serendipitous opportunities when they appear.  Survivor winners are all great at pivoting. Sometimes they must switch alliances in mid-stream when their allies are voted off.  They don’t fight reality; they go with the flow and deal with what’s so, not what they WISH were true.  You can’t be attached to your Ego’s plan when God/The Universe suddenly presents you with a “Hidden Immunity Idol” or chance to make a “Big Move.”  You have to just grab a bat and swing for the fences.

LESSON #5: Believe in yourself and commit to your dream

I think this is far and away the MOST important attribute for anyone competing on Survivor or pursuing a Big Goal in life, especially if the odds seem stacked against them. After spending a grueling 39 days with little food, lots of physical challenges and exposure to the elements, you would expect everyone to be mentally, emotionally and physically depleted and ready to quit. But the winners NEVER give in to fatigue or give up when the odds seem stacked against them.

At that point, their competition realizes they are a threat and are looking for an opportunity to vote them out. The future winners know that, but they don’t let it rattle them.  They focus on the final Immunity Challenge like it is the ONLY thing that matters, and they usually win it. They dig down deep, believe in themselves and never, ever consider quitting.  When you have obstacles in your path and not a lot of support from the outside world, you have to decide if you are going to stay 100% committed to your Big Goal or are going to fold.  Winners play to the very end.

P.S. Don’t think that failure never happens to Survivor winners. It absolutely does…just like it does to all of us in real life.  Many of the Fan Favorites have to play the grueling game two or three different seasons, often years apart, before they ultimately win. But they learn something about themselves and how to play the game each time. Then they regroup and start fresh, applying that hard-won knowledge until they reach their ultimate goal of becoming the Sole Survivor.  And how super-sweet that triumph is!

If you or your friends would like your own F*R*E*E* subscription to receive this blog three Sundays a month, just go to https://practicalprosperitycoach.com and click on the Prosperity Tips button at the top to enter your name and email.

*************** Give Yourself the Gift of Dreams Fulfilled******************

To schedule a no-obligation, F*R*E*E* hour of phone coaching that will help you clarify your Big Goals and get you into ACTION to make them a reality, please email me at caroll@practicalprosperitycoach.com today.

 

August 30, 2020

“It’s not enough to have lived.  We should be determined to live for something.  May I suggest that it be creating joy for others, sharing what we have for the betterment of person kind, bringing hope to the lost and love to the lonely.” – Leo Buscaglia

If you have read a few of my blogs, I am sure you are quite familiar with the Law of Attraction (“energy attracts like energy”) and how it works in our lives. 

Your “energy vibration” that you constantly emanate, can be felt by everyone you come in contact with. Your energy is a product of your thoughts plus the emotions you feel as a result of your thoughts.  But it also results from your WORDS and your ACTIONS.  Those are also part of what attract to you the people, circumstances and resources that are a match for YOUR vibration.

I think it’s fair to say that most people (myself included) study how to harness the power of the Law of Attraction in order to create a better life for ourselves and our loved ones. We want to learn how to use this powerful magnetic universal force to attract the ideal clients, business partners, friends, romantic relationships, delightful material things, “lucky breaks” and financial prosperity we desire. And there is nothing wrong with that!

But I wonder how often we realize that doing something kind or generous for someone else from a purely unselfish motive also plays a big role in the Law of Attraction.  What you DO and SAY to others without thought for your own reward inevitably ends up rewarding you in big and small ways you could not have foreseen.

In The Power, which is my all-time favorite book about how to put the Law of Attraction to work for you in your daily life, Rhonda Byrne says simply, “Remember that the law of attraction says whatever you give, you receive.”

In his new book The Abundance Mind-Set, positive-thought pastor Joel Osteen says, “We don’t realize what we carry.  We have the most powerful force in the universe inside us. What may seem ordinary to us, no big deal, …. can be life-giving.  A simple act of kindness.  A simple hug. Words of encouragement.  Letting someone know that you care.  That can be the spark that brings them back to life….It’s great to receive a miracle, but there’s no greater feeling than to become a miracle.  Who are you carrying?  Who are you lifting up?  Who are you helping across the finish line?  Your destiny is connected to helping others.”

I have seen this in my own life more times than I can possibly count or remember.  Whenever I have gone out of my way to lend a helping hand, or just give another person some verbal encouragement, someone else has always been there to do the same for me, just when I needed it most.

I wrote in a recent blog about how one of my friends and former clients sent me a gift of $1,000 out of the blue. When I had to pay my taxes a couple of weeks later, the bill came to exactly $1,000.  Amazing, but then, I have seen such perfect serendipity happen time and again.

It doesn’t work if you are trying to get something in return, but if you do a good deed for unselfish reasons, your pure vibration is going to attract to you some form of self-less gift – often, when you have a pressing need and no idea HOW it is going to be met.

What I didn’t explain in detail in that blog was that years before, I had loaned my friend several thousand dollars.  She was a single mom of four, who was struggling financially, trying to stand on her own two feet after a painful divorce.  Despite having a fulfilling and important job, she was constantly “running behind the bus,” trying to cover bills and debts her husband had created. Her only option was to take out payday loans at high interest rates, which inevitably caused her to take out another loan to make it to the next payday, keeping her trapped in a vicious debt cycle, through no fault of her own.

Having recently emerged from the Great Recession, my husband and I were flush from a hot real estate market and a full coaching practice, so we offered to lend her the money to catch up on all her bills and give her a fresh start.  She reluctantly agreed and was very conscientious about paying us back each month over a couple of years.

For her family’s birthday and holidays, I voluntarily waived the monthly payments, knowing that the extra cash would make her family’s celebrations brighter.  Her happiness and gratitude made me far happier than any amount of money could have.

When she made the final payment, I considered us square and felt so fulfilled, knowing that we had played a role in helping her and her family to thrive. Then I forgot all about it… until the day years later, when I went to get the mail and found her surprise $1,000 check.

I had been praying for some direction about how God intended for us to pay our remaining taxes, given the recent downturn in our businesses due to COVID. And there was the answer in my mailbox!

Even BETTER, there was a heartfelt note enclosed, explaining that she had always intended to pay us back the “forgiven” payments as soon as she could.  When she got a BIG windfall bonus from her work (which had come at a perfect time for her needs, too) she knew she had to give part of it to us.

She and I firmly believe that these perfect solutions for BOTH of us all started with me noticing she could use some help, having the resources, and deciding to do it just because it was the right thing to do. She paid it forward again by doing the same.

Not all forms of help we can offer people are monetary, of course.  We can give someone who needs it a real or virtual hug, lend an ear, speak an encouraging word, offer to run an errand, do a chore, babysit their kids, cook them a meal, etc. There are an infinite number of gifts that don’t cost much money or take much effort on our part, yet certainly can make a world of difference to someone else.

In his book, Joel Osteen relates how, years ago, he was leaving a local cafe with his toddler son, when he noticed a man dressed in a business suit, sitting in a booth by himself.  The gentleman didn’t look down and out by any means, but Joel just had a strong feeling, “I knew I was supposed to encourage him in some way.”

So, on his way out, Joel made a point of walking by his booth, smiling at the stranger and offering him a friendly, “Hello.  How’s it going?” The man kind of laughed and answered, “Not very well. Things are kind of rough.”

“I didn’t think much about it,” Joel says. “I just smiled and said, ‘Well, I know this. It’s going to get better.’  He thanked me and I left.”

“A few months later, I received a letter…He told me how he was at the lowest point in his life at that time.  He was going through a divorce, and his whole world had fallen apart. For months, he had been in depression. But he said, ‘When you made that statement that it’s going to get better, it was like something reignited on the inside.’ That day was a turning point in his life.  He came out of the depression.  He got his fire back. Today, he is moving forward.”

You can be sure that whenever you take time to do or say something kind, generous or encouraging for someone, it absolutely WILL come back to bless you. The one you help may not be the one to repay you directly, like my friend did. But thanks to The Law of Attraction, you can be confident that God/The Universe has created the perfect mechanism for making sure that “whatever you give, you receive.” And life doesn’t get much richer than that!

PLEASE NOTE: The blog is taking Labor Day Weekend off.  I hope you enjoy yours!  Look for your next fresh Cup of Caroll on Sunday September 13.

If you or your friends would like your own F*R*E*E* subscription to receive this blog three Sundays a month, just go to https://practicalprosperitycoach.com and click on the Prosperity Tips button at the top to enter your name and email.

*************** Give Yourself the Gift of Dreams Fulfilled******************

To schedule a no-obligation, F*R*E*E* hour of phone coaching that will help you clarify your Big Goals and get you into ACTION to make them a reality, please email me at caroll@practicalprosperitycoach.com today.

 

August 23, 2020

“Life is 10% what happens to us and 90% how we react to it.” – Dennis Kimbro

“A young man told me: ‘I don’t want to expect too much.  That way if it doesn’t happen, I won’t go to bed all disappointed.’ That’s no way to live.  If you’re not expecting increase, promotion or good breaks, you’re not releasing your faith….If you expect a break and it doesn’t happen, don’t go to bed disappointed.  Go to bed knowing you’re one day closer to seeing it come to pass. Get up the next morning and do it again.” – Joel Osteen

We all face challenges every single day.  Right now, we’re facing more personal and societal challenges all at once than most of us have seen in a whole lifetime.  All our normal routines and plans have been upended.

Reading the newspaper each morning, I can feel pretty overwhelmed and disheartened about the state of the world. That’s why I always balance my “getting informed” time with spending 30 to 60 minutes reading inspiring books, praying and gratitude journaling. I make sure all my coaching clients do this morning practice, too. It helps us re-focus on our GOALS, not our FEARS, and set our expectations to POSITIVE.

I have come to believe that the number one trait of successful people is FAITH and the number two trait is PERSISTENCE. You can’t really have one without the other.  You can’t persevere in the face of seemingly hopeless adversity unless you have faith that a Higher Power is on your side and working on leading you to a good outcome. And you can’t give up when things look hopeless if you truly have faith in a Higher Power who wants you to succeed.

Since COVID-19 took hold in March, my husband and I have faced our share of financial challenges.  We have been fortunate that I still have a fair income from coaching (although not at the level I was used to), and he was able to get enhanced unemployment benefits for a few months when real estate temporarily ground to a halt.  Each day, we had to get up and persevere, without having a clue what lay ahead.

I know that God/The Universe has been our ally before and will be now.  I had a chance to prove it to myself in a big way recently, which showed me that if one door slams in my face, I can follow my Divine guidance to the open one that will get me where I need to go.

If you have been reading this blog for awhile, you will remember that I had to have a LOT of patience and determination in dealing with Experian, one of the big three credit reporting agencies.

As I wrote in “Stand Still – Blog 374,” for several days in June, I spent hours patiently and persistently navigating a maze of recorded phone messages and “call this other person” hand-offs. I was referred by a collections agency to a childcare provider, who then referred me to Experian (where I had originally started my dispute), in order to convince them that an $800 unpaid childcare bill “derogatory” that popped up on my otherwise pristine credit report wasn’t really MINE. I am well past childcare age, and I don’t live in Minnesota, where the collection originated, but as I learned, facts and logic mean nothing in the world of credit reporting.

At the time, I knew I needed a clean credit report because we had applied for a Small Business Administration loan that could greatly help us with our business expenses during the months to come, especially knowing the enhanced unemployment benefits Rick was receiving would soon run out.

It took a LOT of faith, persistence and positive expectation on my part to unwind that tangle.  I cannot tell you how sweet the moment was when I FINALLY reached a real, live person at Experian who said to me, “I am looking at your report right now and the name on this collection isn’t YOURS.  I am going to make sure this gets deleted from your credit report immediately!” The next day, my Experian credit score had increased by 25 points!

But once the report was clear, that was just the start of my long, winding journey into an even greater tangle of bureaucracy at the SBA.  After not hearing a peep from them for two full months after we applied, I got a “first step” email out of the blue, asking for a few more details from us.  Two hours after I typed my answers into the online template, I got a great big “APPLICATION DENIED” message back from the SBA, with no explanation.  It said I could submit an online request to be reconsidered, but without knowing why I was denied, that wasn’t a viable option.

I have to be honest, that was my lowest point emotionally.  I was running out of patience and emotional stamina and my faith was getting a little shaky too.

The next morning, I had a heart-to-heart Gratitude Formula Journaling session with God, asking Him to PLEASE make it crystal clear if I was supposed to pursue the SBA loan or if I was being directed to some better option — because this particular door seemed to be nailed shut.

I didn’t get any immediate clear urges, intuition or other “signs” as May McCarthy calls them in her wonderful Gratitude Formula book.  But I am proud to say that I didn’t panic or throw in the towel.  I just “got up the next morning and did it again,” just as Joel Osteen advises.

About a week later, my accountant emailed to ask if I had heard any more on the SBA loan denial because the final deadline for applications was fast approaching.  For some reason, her question lit a fire down in me that rekindled my persistence and determination!

I had a phone number for the SBA and right then, I picked up the phone and called it.  I was only on hold for about 15 minutes when a real, live agent answered.  While I was waiting, I had been visualizing who I wanted to answer:  Someone understanding, smart, knowledgeable, on my side, who could tell me exactly what to do to get the ball rolling again.

And that’s exactly who I got! She said there must have been a glitch in the system because there was no reason for denial at that stage.  She was going to send my application back into the system and promised that I should be hearing from someone soon.

Two days later, I got a personal email from a very nice loan processing subcontractor who was going to personally handle our application. It was so easy from there!

In four days, we were funded for FAR more than the amount I planned to ask for. (The SBA never asked how much we wanted; they just approved us for an amazingly large sum.)  We received the money at the absolute perfect time to meet our needs. All our business taxes and bills have been covered, and we still have most of the money sitting in the bank, in case we need it.  We have six months to decide whether to use more of it or send back the unused portion.  Whatever we do use, we can repay at 3% interest for up to 30 years!

Lately, we have seen a stream of wonderful new clients coming to both Rick and me, and we no longer have any stress or worry about how we will survive this challenging time.  I give ALL credit to God’s unfailing guidance and to myself for having faith AND for persisting, no matter what.

It is said that “dreams delayed are not dreams denied.”  I know this to be true. We just have to get up tomorrow morning and pursue them for one more day, and have faith that they will be fulfilled when the time is right.

If you or your friends would like your own F*R*E*E* subscription to receive this blog three Sundays a month, just go to https://practicalprosperitycoach.com and click on the Prosperity Tips button at the top to enter your name and email.

*************** Give Yourself the Gift of Dreams Fulfilled******************

To schedule a no-obligation, F*R*E*E* hour of phone coaching that will help you clarify your Big Goals and get you into ACTION to make them a reality, please email me at caroll@practicalprosperitycoach.com today.

August 16, 2020

I am attending a virtual convention all this weekend, so I hope you will enjoy this lightly-edited blog from one year ago that my readers found very useful. It outlines some great communication practices that are guaranteed to foster success in your career or business.

“Think of one person in your world you’ve been meaning to connect with: to get to know better or to actually make time for.  Surprise them: write them a note, find time to talk, or tell them about something that made you think of them.  Ask them about something they enjoy, and find out why they like it….” – From the book The Happiness Hack

Honest, thoughtful, effective communication creates the foundation for fulfilling, lasting personal and business relationships.  Those bonds, in turn, become the foundation for our success in life. And whether you realize it or not, people really DO notice how you behave when you communicate (or don’t) and judge you by your actions.

Over my sixteen years of Personal Success Coaching, I have witnessed a number of less-than-optimal communication “manners” among my clients that I know can limit their success. So want to share with you, too, a few practical tips for making your own communication habits more effective and enjoyable:

  • Give them your undivided attention. When I coach, I sit at my desk, listening intently and taking notes about what my clients are saying, occasionally taking a sip of water (as quietly as possible) when my throat gets dry. Most of them give me their undivided attention, too.  But over the years, I have heard some clients banging pots and pans, running water, dragging furniture, chewing gum (or food) and slurping beverages. I often wonder if they do the same things while talking to their customers, colleagues and loved ones. The message this sends to your conversation partner is that “You are not important enough to me to give you my undivided attention.”  So please don’t multi-task while you are on the phone. (And PLEASE don’t be looking at or on your phone in the presence of someone you are supposed to be paying attention to – including your kids!)
  • Don’t avoid a conversation. Many of my clients are used to texting or messaging their friends, customers and prospects. Rarely do they pick up the phone, even if the conversation is likely to have extended back and forth question and answers. If you want to speak to someone, CALL them and leave a voice mail if they don’t pick up.  In this text-happy world, leaving a voice message conveys to your listener that they matter SO much to you that you actually wanted to have a real conversation them! One of my clients who took my advice to CALL her prospects reported that the ratio of replies she got was triple what her texts had always garnered.  REMINDER: texting is to be avoided at all costs when you have a complicated or difficult situation to work through with someone.  One of my clients had a minor issue blow up into a huge dramatic to-do because she tried to handle it via text instead of talking it out with the other party.  Your positive energy rubs off on others when you use your VOICE, not typed words on a screen.
  • Answer messages promptly. Do unto others what you would have them do unto you. If you want your teammates, customers, prospects and loved ones to return YOUR messages, ask yourself how promptly YOU respond to emails, texts and voice mails. Many of my clients complain about lack of response from others, but when I send them an urgent or critical email, I have learned to put PLEASE RESPOND in capital letters in the subject line – and some of them still never answer. Causing other people to wonder and worry about whether you got their message or something is wrong between you will not make them enjoy communicating with you.  Is your voice mailbox full?  Do you have a week’s worth of emails or 20 texts you haven’t looked at?  If you don’t respond to others in a timely manner, the Law of Attraction (“energy attracts like energy”) dictates that others won’t respond to YOU.
  • Keep your word. This is the #1 MUST for effective communication.  If you made an appointment to meet someone at Starbucks and then just didn’t show up, you can imagine how they will react!  Is it any less of an affront if you stand them up for a phone appointment they planned on and made time for?  As soon as you realize that you are running late or can’t make it, CALL or at least text them.  They will forgive you if you apologize and give a BRIEF explanation (not a rambling, self-serving excuse). But if they call and you are just not there, they will get the message loud and clear that they don’t matter much to you.
  • Be clear and concise. Don’t beat around the bush with long preambles or let yourself wander off on tangents containing lots of details that are not important to your central message.  Trying to follow your meandering thoughts while waiting for you to get to the point, wears out your listener and assures they will tune you out and just pretend to be listening.  A tell-tale sign that you are inserting too many inconsequential details into your speaking is if you regularly interrupt yourself with “Well, anyway….” Or “Long story short….”  My favorite reminder to stick to the point comes from my friend and mentor Leslie Zann, a talented speaker and ace trainer for the direct sales industry.  Leslie always teaches, “If it’s not necessary to say, it’s necessary NOT to say it.”

I hope these communication tips will help you to create relationships built on mutual trust, honesty and respect. Those are bonds that last and will bring you rich rewards!

If you or your friends would like your own F*R*E*E* subscription to receive this blog three Sundays a month, just go to https://practicalprosperitycoach.com and click on the Prosperity Tips button at the top to enter your name and email.

*************** Give Yourself the Gift of Dreams Fulfilled******************

To schedule a no-obligation, F*R*E*E* hour of phone coaching that will help you clarify your Big Goals and get you into ACTION to make them a reality, please email me at caroll@practicalprosperitycoach.com today.

July 26, 2020

I am deep into managing the many details of launching the New Success Coaching Membership next month, so this is an edited re-posting of a fan-favorite blog from a year ago. It’s right on topic for what the new coaching membership is all about.  I hope you enjoy it (again)!

“Most of your emotions, positive or negative, are determined by how you talk to yourself on a minute-by-minute basis.  It’s not what happens to you, but the way that you interpret the things that are happening to you that determines how you feel.” – from Eat That Frog: 21 Ways to Stop Procrastinating and Get More Done in Less Time

The New Success Coaching Membership is off to a great start!  All the Founding Members are fired up to begin creating a Big Intention (a BIG Goal they are 100% committed to reaching in four months or less).  The focus of the membership’s foundational course is to teach them how to use the Law of Attraction to help them reach those Big Intentions, even though they don’t yet know HOW they will do it.

Some of the tools we will use involve work smarter not harder strategies, but most are about learning to control their own mindset.

The dictionary definition of MINDSET is “an attitude, disposition or mood.”  Synonyms for it include “mental make-up, mental processes, way of thinking, where your head is at.”

If you want to be happy AND successful, you must learn to control your mindset because your mindset conjures up positive or negative emotions that, in turn, trigger the Law of Attraction (“energy attracts like energy”) to attract people, resources and circumstances that will either HELP or HINDER you in creating what you want.

You may think that whatever happens to you makes you spontaneously FEEL a certain way and there’s nothing you can do about it. Fortunately, that is far from the case! Outer circumstances do not have the power to make us FEEL any particular way.  You have the power to consciously CHOOSE how you “feel” and how you will respond to what happens to you.

It all starts with how you choose to interpret what happens to you and the MEANING you choose to give it.  That is your mindset in daily action.

Here are four main areas in which your mindset can greatly affect your EMOTIONS, which in turn, will set the Law of Attraction in motion to either move you forward or hold you back from reaching your goals:

  • Negative Interpretations of what others’ words and actions mean about you

A friend told me that she has been waking up every morning in a foul mood lately.  She didn’t seem to know exactly why, so I asked her to consider what thoughts she was having that could be triggering her negative emotions.  She answered candidly that, as a teacher, she was disheartened that, as the final weeks of school wound down, most of her class seemed bored and mentally checked out.  She interpreted her students’ mood and behavior as a reflection of HER teaching skills.  She was telling herself, “If I were a better teacher, they would be more engaged and eager to learn.”

As soon as she said it, she recognized the fallacy of her chosen interpretation!  She admitted that she and her students are ALL tired after a long semester, and that the subject she teaches is not one that most students would choose to study unless they needed it to graduate. In fact, when she was in school, it probably never crossed her mind that she herself would end up in that field!

Just shifting her interpretation of how and why other people were behaving a certain way elevated her mood, and she decided to focus her attention on the students who WERE engaged and DID appreciate her efforts to make the class interesting and helpful.

As my friend and mentor Leslie Zann often says, “You are making it all up anyway, so why not make up something GOOD?” 

  • Comparing yourself to others’ achievements

We all know better, but our Egos seem to be hard-wired to do this. You must consciously stop yourself from doing it because it has a demoralizing impact on your energy and prevents the Law of Attraction from attracting what you WANT.

Moreover, your self-comparison is likely not valid anyway, because you are comparing apples to oranges.  Anyone who seems to be doing better or going faster than you does not have the identical circumstances or background you have: They grew up with a different family dynamic, have a different education, training and/or experience, different friends and connections, and a different personality and perhaps a different mindset! You have nothing in common with them, except perhaps the length of time you have been after a similar goal.  So forget about competing and concentrate on running your OWN race and making the most of YOUR unique skills, abilities, qualities and mindset.

  • Berating yourself (or others) for past mistakes

The most useless human emotion is guilt.  To be human is to make mistakes and have regrets. But you cannot change the past, no matter how much you wish you could. All you can do is to be honest and take full responsibility for your own mess-ups, especially those that affect others.  Sincerely and humbly apologize to anyone you have harmed by your words, actions or inactions.  Make amends if you possibly can. But even if they don’t forgive you, you must forgive yourself and move on.

Staying stuck in the past inside your own head prevents you from taking the positive actions that can help yourself and others today and tomorrow. Learn from your mistakes and leave the negative emotions behind.

The second most useless emotion is resentment. If you want to be forgiven, you must be able to forgive others.  That doesn’t mean you condone their actions, but you have to forgive them for your own sake. If you harbor resentment, anger or thirst for revenge, those negative feelings are only going to hurt YOU, because the Law of Attraction must inevitably attract to you even more circumstances to resent.

  • Worrying about the future

Worry is another unhelpful and destructive mindset.  Any time your mind spends focused on the “worst case scenario” that your Ego fears might happen is wasted time that could have been used to create the outcome you DO want.  You can’t hold two separate thoughts in your mind at the same time.  When you find yourself worrying about a possible negative outcome (which let’s face it, 99 percent of the time never happens anyway), simply turn your thoughts to focusing on what you DO want, and you will be sending your powerful energy in the RIGHT direction for the Law of Attraction to help you get it.

As positive-thought pastor Joel Osteen says, Pay attention to what is playing in your mind. When you dwell on negative thoughts, you’re not going to have peace.  You have to change what you’re dwelling on.  So when the opportunity to worry comes, use it as a reminder to …. thank [God/The Universe] for His good!”

If you want to FEEL consistently great and create all the SUCCESS you dream of, you must start right now to monitor your mindset closely. You have the power to think thoughts that are going to create positive emotions in you, which will then cause the Law of Attraction to help you reach your Big Goals in record time!

PLEASE NOTE: To give me time to launch the new membership course, the blog will be taking the next two weeks off.  Look for your next fresh Cup of Caroll on Sunday August 16. 

If you or your friends would like your own F*R*E*E* subscription to receive this blog three Sundays a month, just go to https://practicalprosperitycoach.com and click on the Prosperity Tips button at the top to enter your name and email.

*************** Give Yourself the Gift of Dreams Fulfilled******************

To schedule a no-obligation, F*R*E*E* hour of phone coaching that will help you clarify your Big Goals and get you into ACTION to make them a reality, please email me at caroll@practicalprosperitycoach.com today.

July 19, 2020

“People may hear your words but they FEEL your attitude.” – John Maxwell

I am happily busy with preparations for the exciting launch of the New Success Coaching Membership.  But I wanted to pause to share with you one more insight I recently got into all the amazing ways you can use the creative power of the Law of Attraction in every area of your life, which is actually the whole focus of the Membership course.

As you know, the Law of Attraction states that “energy attracts like energy.” Therefore, the personal energy vibration (your thoughts plus the emotions that those thoughts stir up) that you put out into the world must inevitably attract to you the people, circumstances and resources that are a match for your energy.

The GREAT news is, there are many tools available to help you harness the power of The Law of Attraction by directing your energy to attract the GOOD things that will answer your needs, prayers and heartfelt wishes.  You don’t have to know exactly HOW or WHEN the answer will appear because you can always trust that the perfect means and timing will be handled by God/The Universe.

All you have to do is YOUR part of the equation: ASK clearly and specifically for what you want or need, BELIEVE that God/The Universe will come up with the perfect HOW, and keep your eyes and mind open to RECEIVE the clear guidance that will lead you to exactly what you want or need at the perfect time.

In the last blog, I shared a personal story that proved to me that the divine Law of Attraction can bring you what you want and need at exactly the perfect time, in unexpected ways that your Ego never would have thought of in a million years.

As you will recall, a few weeks ago, I went out to my mailbox and found an envelope from a friend and former coaching client.  I had no idea why she would be writing to me. When I opened it, I got a huge surprise — a check made out to me for $1,000!

Her enclosed note explained that she had received a very unexpected large bonus from her work. That $10,000 was the exact amount she had been ASKING to manifest in one of my past Law of Attraction courses to help her pay off some debts. It wasn’t delivered exactly when or how she might have imagined, but it was perfect to meet her present needs.

What was miraculous for ME was that she chose to pay a large portion of it forward to ME, as thanks for having loaned her some money when she needed it several years ago.  She had already paid me back in full, as far as I was concerned.  But she said in her note, “I told myself that when the day came that I could return the favor to you, I would do so….In the past few months, I have had several surprise windfalls myself and so I decided, ‘there is no time like the present!’”

I was stunned and delighted, of course!  But at the time, neither of us suspected that her timing for sending me this unexpected gift was especially perfect.  She had originally been planning to send it to me closer to the Holidays, when she thought it would be most welcome.  But an inner urge kept telling her that NOW was the right time to send it.  Happily, she followed that divine prodding because it soon became apparent that NOW was indeed the perfect timing.

I stashed her $1,000 gift in the bank while I contemplated how best to use it.  Two weeks ago, my tax advisor informed me that the amount we still owed for 2019 plus our quarterly estimated tax payments for 2020 came to exactly $1,000!  I was amazed and so grateful that God/The Universe obviously knew of my upcoming need and arranged to have it delivered at exactly the right time by unexpected, perfect means.

We know that Generosity and Gratitude are two of the most powerful positive emotions we can express to attract MORE good things to us.  I was once generous to my friend and she felt very grateful.  Years later, she got the inner urge to be generous to me at the perfect time to fulfill a need I didn’t even know I was going to have. By the divine Law of Attraction, our reciprocal giving and receiving energy connected us in an exchange of abundance that fulfilled both of our needs.

Serendipitous timing and prosperity windfalls like these don’t have to be rare occurrences in our lives. We can learn to adopt the right mindset and energy to harness the creative energy of the Law of Attraction in all areas of life on a daily basis.

These proven tools that I have been using myself and sharing with my private coaching clients for the past 16 years are exactly what I will be teaching to all the New Success Coaching Members beginning in August.  Once they master using the Law of Attraction, they will be able to attract more of the RIGHT customers, business partners, ideas and resources to boost their success more quickly and easily than just hard work and marketing savvy alone could do.

Of course, the Law of Attraction works in EVERY area of life, not just business.  It can help us to create ideal relationships, health, creativity, fun – virtually anything you desire, require and MORE.  And yes, it can even pay your taxes!

If you or your friends would like your own free subscription to receive this blog three Sundays a month, just go to https://practicalprosperitycoach.com and click on the Prosperity Tips button at the top.

********** Give Yourself or Someone Else the Gift of Dreams Fulfilled!***********

To schedule a no-obligation, F*R*E*E* HOUR of phone coaching that will help clarify your Big Goals and get you into ACTION to make them a reality, please email me at caroll@practicalprosperitycoach.com.  You can offer this valuable gift to a friend as well!

June 28, 2020

“Giving is a universal opportunity.  Regardless of your age, profession, religion, income bracket and background, you have the capacity to create change.” – Laura Arrillaga-Andreessen

As we prepare to launch the New Success Coaching Membership next month, I thought it would be fitting to share with you a personal story of how I recently experienced a delightful financial mini-miracle via the Law of Attraction.

As you know, the Law of Attraction states that “energy attracts like energy.” Therefore, the personal energy vibration (your thoughts plus the emotions that those thoughts stir up) that you put out into the world must inevitably attract to you the people, circumstances and resources that are a match for your energy.

The GREAT news is, there are many tools available to help you harness the power of The Law of Attraction by directing your energy to attract the GOOD things that will answer your needs, prayers and heartfelt wishes.  We don’t know exactly HOW the answer will appear – the perfect means and timing are always up to God/The Universe.  But you can be sure that you WILL attract your matching energy, in one form or another, according to this divine universal Law.

These proven tools that I have been using myself and teaching to all my private coaching clients for the past 16 years are exactly what I will be teaching to all the New Success Coaching Members, so they, too, can manifest their dreams, especially in the area of business.  Once they master using the Law of Attraction to help them, they will be able to attract more of the RIGHT customers, business partners, ideas and resources to boost their success more quickly and easily than just hard work and marketing savvy alone could do.  (Of course, the Law of Attraction works in EVERY area of life, not just business.  It can help us to create ideal relationships, health, homes, careers, creativity, fun – virtually anything you desire, require and MORE.)

What recently happened for me is a great example of how the divine Law of Attraction can bring you something you want when you least expect it, in unexpected ways that your Ego never would have thought of in a million years!

I went out to my mailbox a few weeks ago and found an envelope from a friend and former coaching client.  I had no idea why she would be writing to me. When I opened it, I got a huge surprise — a check made out to me for $1,000!

The enclosed note contained an even BIGGER surprise, as she described the reason for sending me this amazing windfall:

“Surprise!  I am very happy to fulfill a special intention I have had for some time to send you this check, which represents the loan payments you forgave to celebrate my birthday or to help our Christmas be that much merrier.

I told myself that when the day came that I could return the favor to you, I would do so….In the past few months, I have had several surprise windfalls myself and so I decided, ‘there is no time like the present!’”

She went on to explain that the company she works for recently merged with a big investor and with the resulting prosperity, the owner decided to acknowledge her years of hard work and loyalty with a bonus of $10,000:

“She selected a few people to show her appreciation to and I was one of them.  I was absolutely flabbergasted!  What won’t surprise you is that I had been praying for $10,000 with no attachment to ‘the how’ so I could pay down some debt.  I set $1,000 aside and that is what is coming to you today with immense gratitude for all you have done to get me through some very difficult times!  Thank you for believing in me!”

She closed by stating that she intends to be one of the Founding Members of the New Success Coaching Membership, which thrilled me even more.

I emailed her a heartfelt thank you letter and pointed out some other miraculous facets to her amazing surprise gift that she wasn’t aware of or had perhaps forgotten. I wrote:

“Thank you!  Your gift was indeed an incredible surprise!  It is so generous of you and could not have come at a more perfect time!

I declared in my Gratitude Formula Journal just this morning that I would soon be debt-free and be able to ‘lend and not borrow,” as The Bible says.  When I wrote that, I was thinking of YOU and how the overflow abundance I was able to share with you all those years ago felt SO wonderful, I wanted that feeling again, of being able to help someone financially when they most needed it.

I also just sent a $100 check off to Joel Osteen Ministries, whose messages have given me ‘spiritual food’ for the past several years, especially during the current scary COVID crisis.  I always send those donations off with the affirmation ‘What I send out to do good in the world returns to bless me 10-fold.’ Your check was EXTRA amazing because it was EXACTLY 10-FOLD!”

Then I went on to remind her about two of her own heartfelt desires that I vividly remember from our past coaching, which her boss’s gift also miraculously represents the HOW for:

“Beyond your amazing gift itself, I am EVEN more gratified by the $10,000 that YOU received from your boss, for two reasons: I know that you once doubted that she truly appreciated your worth at work, and that ‘appreciation bonus’ must have validated for you that you were valued – PRICELESS, in fact!

Also, I seem to remember that $10,000 was the EXACT amount that you set as your Intention to receive during one of my past workshops.  It took awhile longer than we thought, but it’s an amazing validation that God hears and acts on ALL of our requests, at the perfect time, in the perfect way!”

She was blown away, realizing that she really had triggered that $10,000 “miracle” to come to her by her own positive energy of always striving to do her BEST, and EXPECTING that God would send the BEST to her in return.

Our story demonstrates the kind of Win-Win mutual-benefits and delightful surprises you can attract to you by consciously putting the Law of Attraction into positive action in your everyday life. Giving energy, especially, always comes back to bless us in some way.  And I believe that is one of the greatest lessons that God/the Universe wants us to learn in life.

MY SPECIAL INVITATION TO YOU

If YOU would like to see delightful surprises like this become a regular part of your OWN life, I invite you to become a Founding Member in the New Success Coaching Membership program! Founding Member enrollment closes July 3. If you want to get all the benefits at the BEST price – just $27 a month! – REGISTER NOW and that incredibly LOW monthly price is guaranteed NEVER to go up, as long as you choose to remain in the membership. Come join us and learn how to become a Master Manifester, too! For New Success Coaching Membership details and a registration form, please contact me ASAP: caroll@practicalprosperitycoach.com.

PLEASE NOTE: The blog is taking the next two weeks off so I can prepare for the launch of the Membership program.  Have a safe and happy Canada Day or Fourth of July next week and find your next Cup of Caroll in your inbox on Sunday July 19.

Is This You?

You’re a hardworking direct sales professional or entrepreneur who is tired of trying to help some of your business partners to succeed, only to realize they are not as serious about the business as you are…..

Maybe you struggle to find loyal, appreciative customers who are serious about getting lasting results with your products….

Or perhaps you are still fairly new to the business and based on your initial results, you are beginning to wonder if you really have what it takes to succeed?

If you feel discouraged at the pace of building your business, I want to share with you the simple success formula that I have used to help hundreds of direct sellers and entrepreneurs reach their success goals – quickly, easily, joyfully.

I recently taught a brand new webinar for direct sellers and entrepreneurs on how to follow the NEW Success Formula that uses the Law of Attraction to turbo-boost their results. Every one of them said they would recommend the course to their Teams, their friends, everyone they know!

If they can, so can YOU!

Here are just a few of the comments I received from participants after the inaugural  course:

“This course, its resources, and your coaching have made all the difference in my business and my outlook.  I’ve told my whole Team about it.” – T.G., Rodan and Fields Leader

“This entire course was extremely valuable and useful for me.  Getting back to ME – my goals, my intentions – and working towards getting the balance back in my life – has been exactly what I needed…I have a new type of energy and I can feel the shift in mindset.  I loved this course.  I would do it again and will definitely heavily promote it.” – S.L., Rodan and Fields Level V Circle Leader

“My Big Intention that I was working on fulfilling by the end of course was that within 8 weeks I would receive $6,500 above and beyond what is already coming to me.  A few weeks into the course, out of the blue, I remembered a tax deduction that I had not claimed, which saved me $500.  A little later, I had a sudden, strong urge to call my financial advisor and tell him I needed some extra money, without naming the amount.  He told me I had a $6,000 cash balance in an account I had forgotten about.  So, I got the exact amount I asked for in some surprising ways, just before the deadline.” – J.K.

“What you are teaching is very valuable and has made an immense difference in my life.  I’ve been getting a lot of [intuitive] guidance and trying to follow each one….I feel like I’m thriving.  I am grateful that I took your course and got so much out of it.” – J.G., Realtor and Direct Sales Professional

“I’m really benefiting from this course.  I’ve been going to bed with my intentions and waking up with reading something inspirational and motivational, and always in more gratitude….Since the course, I’ve had an entire change of attitude and set more boundaries as to the energy around me.  I started back at the gym twice a week with an accountability partner and it’s going great.  I went to yoga last night for the first time in three years. When I left, my migraine was gone.  Is it working? YES! I am grateful for you and for the course.” – S.V.

“This course was perfect for where I am in my life.  Following the daily steps of the Formula has made a big difference.  It has made me dig deep and think about and do things I normally would not have done.  Thank you for offering this course.  I look forward to taking another one with you in the future.” – M.T., Rodan and Fields Executive Consultant

You need proven results, not empty promises

Do these results sound too good to be true?  Not at all! There IS a simple, proven system for attracting the RIGHT customers, business partners, ideas, resources and financial support you need to work smarter, not harder. The New Success Formula harnesses the power of The Law of Attraction, which I have been using in my life and teaching to my Personal Success Coaching ™ clients for years.

  • Maybe you have already used The Law of Attraction with some success, but your ongoing results have not been as reliable as you would like.
  • Or, maybe you have read a book about it, but you have never really put it into daily practice because it seemed a bit too woo-woo — Not like a real “system” you could learn to master.
  • Or, perhaps you have heard the term “Law of Attraction” but you don’t really know much about it.

It doesn’t matter what your background or level of experience with it is, the NEW Success Formula will teach you how to harness the attracting power of the Law of Attraction for EVERY goal you have, every problem you face, in every area of your life.

You need MORE than just a Course!

Even though they loved it, after the eight-week course was over, most of the participants told me they wished they had ONGOING coaching support. They had learned exactly WHAT to do in the course, but they felt they needed more ongoing practice, support and answers to really MASTER the system and create reliable SUCCESS.

That’s when I got the idea of creating an ongoing, monthly New Success Coaching Membership! When you join the Membership, you begin by learning the New Success Formula, and then CONTINUE to deepen your understanding and get ongoing support  with implementing it in your life and business.

The New Success Formula online course itself will begin in early August.  You can go through the material as quickly or slowly as you like because each step-by-step lesson is videotaped. At the same time, there will also be ongoing LIVE Q & A and group coaching sessions with me, several times a month. We will also form a Mastermind Community where you can get ongoing support and accountability from peers who are all after the same kind of success you are. Down the road, I hope to invite guest experts to speak to us regularly, too.

Founding Members Wanted NOW!

The whole idea of this Membership is still very new. I have a clear vision, but I don’t have ALL the details mapped out yet!  That’s why I want to collaborate with the FOUNDING MEMBERS who are the first to jump inIf you join by July 3, we will collaborate together in July to get YOUR input and ideas on how to make the format and pace as useful to you as possible.  YOU will get to help design your own success!

I realize that not everyone wants or can afford private one-one coaching. That’s why the New Success Coaching monthly membership costs less than ONE TENTH of what private coaching costs. You can stay with us as long as you like, with no contract.  But if you want REAL RESULTS, you must come in committed to finishing the course and staying with us long enough to put what you learned into practice.

Each month, I will continue to provide you with additional resources and coaching help and the Membership Community will help you with peer support and accountability.

I am confident that you will stay with us as long as you feel you are making good progress toward your business and life goals. You will have all the tools you need to achieve the success you have worked hard for and deserve!

Other Perks for Founding Members

FOR FOUNDING MEMBERS ONLY, the monthly membership fee is just $27 per month!  Your price will NEVER go up, as long as you stay in the monthly Membership.  After the Founding Member Launch closes on July 3, the price is DEFINITELY going to go up for new members. In addition, the membership will only accept new members twice a year, so the next opportunity to join at a higher price will be in early 2021.

PLEASE DON’T MISS this opportunity!  If you want to experience what the New Success Formula can do to turbo-charge your success, organically attract more of the RIGHT customers and business partners, and bring new passion and balance to your life, NOW is the time to jump in!  

Please share this information with your Team and friends ASAP and urge them to join us ASAP too!

Email me TODAY for a registration form to start your New Success Coaching Membership: caroll@practicalprosperitycoach.com

Additional questions you need to discuss with me? Just ask and we can chat.

 June 14, 2020

 I am publishing this Father’s Day tribute a week early because I will be taking next Sunday off.  

 I hope you have plans to spend your Father’s Day with a wonderful father – yours, your children’s, your spouse’s or just a man you admire.  I gratefully acknowledge everyone who is a father or who acts as a role model/mentor for someone else. The influence of a strong, positive role model on a young child is one of life’s most precious gifts, and these heroes don’t get all the credit they deserve for fulfilling this challenging role.

 My longtime readers will recognize this post because I have published it before.  I wanted to do so again for one of my dear clients, who recently lost her beloved father after a valiant fight with cancer.  Kerri, your father was your best friend, just like my father was for me. This is in honor of both our Dads.

 “Love life, engage in it, give it all you’ve got.  Love it with a passion, because life truly does give back, many times over, what you put into it.” – Maya Angelou

This quote from the late, great Maya Angelou perfectly describes the way my Dad, Professor Harbison Parker, lived his life.  Although his years on earth were far too short, he lived each of them with maximum gusto and I am quite sure he had no regrets when he died suddenly at age 57, right at the beginning of my senior year of high school.

My mother was my source of unconditional love, whatever minor discipline I needed, and the usual “always wear clean underwear for the ambulance” practical advice.

My father was my Playmate, Teacher, walking thesaurus/dictionary/encyclopedia, and my #1 Role Model.  I don’t remember him talking to me directly about values to live by. Instead, he just lived his life on his own terms, and I learned how I wanted to live mine by observing how he did it.

Here are the key Rules for Abundant Living that I got from observing the happiness and fulfillment my Dad derived from living by them himself:

  • Be happy – Other than the day President Kennedy was assassinated, when I saw him cry for the first time, my Dad was invariably optimistic, cheerful and humorous. He loved to laugh at and tell jokes (especially bad puns), watched all the 60s comedy TV shows with me, and could find the hidden humor or irony in any problem. From him, I decided that hanging out with happy, positive people is the only way to go!  While I got my inclination to worry from my mother, I got my sense of humor from my father.  Guess which trait has helped me more in life?
  • Be curious – My Dad was the most insatiable life-long learner I’ve ever known. He never passed a used bookstore without buying something.  He left behind boxes of notebooks and reading materials on everything from Elizabethan poetry to paranormal science.  It’s too bad he didn’t live into the Internet Age because he would have spent hours Googling everything.  He taught me how great it could be to know a little bit about a lot of things (which led a high school English teacher to dub me a “Renaissance Woman”). Dad never pontificated about his own views, but sought to learn from others’ opinions. His attitude set me up for career success because coaching requires more listening than talking, being curious instead of judgmental, and having a wide variety of resources at my fingertips to support my clients’ needs.
  • Be creative – My Dad was one of the most creative problem-solvers I’ve ever known. He was an amateur inventor who came up with what he believed was a breakthrough system for teaching reading that was better than phonics. Unfortunately, he died before he got to finish it. My Dad taught me to stretch my imagination and ingenuity with his homemade inventions, like a teeter-totter I could play on all by myself, consisting of a long board balanced on an old oil drum and weighted on the other side with bricks that were equal to my weight. (This was in the days before “helicopter parenting” and Cal OSHA, you understand.)
  • Be of service – By Dad’s example, I learned that while life can be enjoyable when we meet our own needs, it can be truly fulfilling only when we help others meet their needs. He voluntarily gave up a lucrative professorship at the University of California to teach at a community college where he felt he could make a bigger difference teaching remedial English to working adults striving to improve their lives.

Dad took a personal interest in Mrs. Edwards, an elderly widow in his night school class who wanted to improve her English. One day he hitched a trailer to our station wagon and filled it with boxes of hand-me-down clothes and a used refrigerator. Then my parents, Mrs. Edwards and I drove from Southern California to Tecate, Mexico to give her extended family these precious gifts.  I was just eight, but I still remember what the dirt-floored, one-room adobe shack smelled like, with all the flies buzzing about. I am certain those strangers never forgot my Dad’s generosity.

Looking back, our relationship reminds me a lot of the one between Atticus Finch and his young daughter, Scout, in To Kill a Mockingbird.  Like Atticus, my Dad was older when I was born, so we didn’t do much physical play together; our father-daughter bond was more spiritual and mental. And luckily for me, like Atticus, my father demonstrated by his daily life exactly how to be self-confident and stand up for one’s principles, while remaining respectful of the different abilities, values and opinions of others.

In short, Prof. Harbison Parker was my #1 Role Model for how to “love life, engage in it and give it all you’ve got.” And I feel blessed to be his daughter.

PLEASE NOTE: The blog is taking next Sunday off.  (It’s the start of my birthday week.)  A Cup of Caroll will return with a new blog on Sunday June 28.

If you or your friends would like your own F*R*E*E* subscription to receive this blog three Sundays a month, just go to https://practicalprosperitycoach.com and click on the Prosperity Tips button at the top to enter your name and email.

 *************** Give Yourself the Gift of Dreams Fulfilled******************

To schedule a no-obligation, F*R*E*E* hour of phone coaching that will help you clarify your Big Goals and get you into ACTION to make them a reality, please email me at caroll@practicalprosperitycoach.com TODAY!

June 7, 2020

“The Lord will fight for you, and you have only to be still.” – Exodus 14:14 RSV

A daily inspirational post I was reading last week added this perspective to the above Bible quote: “Relax. Stand firm, knowing that with God in charge, all will work out for the highest and best good of all concerned.”

Contemplating this, I had a sudden flash of insight about how to solve a frustrating situation I had been grappling with for over a month. I had tried to solve it by my own brainpower, to no avail.

Thanks to these wise words, I remembered to take a breath, focus my energy on being open and receptive and then take the problem to a much Bigger Mind for the answer.  The process for doing that is something I have written about before in this blog and a tool that I use on a daily basis.  In fact, I am so thrilled with the results my clients and I have gotten by using it, I will be sharing it with all my New Success Membership subscribers beginning this summer.

This simple, fool-proof tool is called The Gratitude Formula, and is described by May McCarthy in her wonderful book of the same name.  I wanted to share with you my recent clear example of how well it works on ALL problems and with ALL personal and business goals, big or small. Here’s how it worked for me:

A little over a month ago, I got a notification that a “derogatory” item had been posted on my credit report by Experian, one of the three major credit reporting agencies.  It claimed that I owed a childcare provider in Minnesota over $800. The debt had been turned over to a collections agency because it was two months past due. That would be a pretty strange debt for me, since I am well past child-rearing age and I live in California!

On top of the inconvenience, this mistake could have serious financial consequences, as I was in the process of applying for a small business loan, and this one item on my otherwise pristine record was the worst possible type of derogatory report for a lender to see: non-payment of a debt.

My Ego’s first reaction was righteous anger and “Why ME, why NOW?” Fortunately, my coaching training got me down off that ledge pretty quickly.  As I teach my clients, the Law of Attraction (“energy attracts like energy”) can work FOR or AGAINST you. If you respond to adversity with negative thoughts and emotions, your negative energy is only going to attract to you MORE negative outcomes.

I quickly released ALL negative thoughts and feelings and declared (and truly felt) that I forgave whichever overworked employee at the collections agency had made this unintentional error.  I soon shifted into feeling poised and confident that all would be straightened out before the lender pulled my credit report.

Since it was so patently illogical, I thought it would be pretty easy to prove that this was somebody else’s debt that had been placed on my report, perhaps due to our names or our social security numbers being similar.  I was confident that I could take care of this myself and filed a dispute online with Experian.

Off to a good start, Experian emailed a quick response, saying my dispute had been opened and giving me the case number and a few details, including the name and contact number for the collection agency, also in Minnesota, that was trying to collect the debt on behalf of its client, KinderCare. But while I waited for Experian to officially clear things up, I decided to try to speed things along by contacting the collection agency myself.

The collection agency employee looked up my name (every spelling we could think of), past names and my social security number.  None of my information was in their system.  I pointed out that if I was not in there, this could not possibly be MY debt.  I thought I was home free! Alas, it wasn’t that simple. The collection agency said there was nothing they could do, aside from letting Experian go through the proper channels to remove it from my report.

OK, it looked like all I could do was be patient.  I worked hard on having a positive expectation that all would be well and have no negative effect on me financially.

Finally, after several weeks, I got the long-awaited email from Experian stating that my dispute had been investigated and a resolution had been reached.  When I read the rest of the email, my heart sank: Experian had “checked” with the collections agency and the information on me had been “verified” so they were leaving the negative item on my report! I was in shock but I wasn’t going to give up without a fight!

The next morning during my personal growth reading time, I came across the “stand still and let God fight your battles” thought. It was exactly what I needed to hear!

I realized that, while I had been thinking positive thoughts that MY way of handling this problem was going to take care of everything, that wasn’t the same as turning it over to a Higher Wisdom to guide me to the ideal solution. I firmly believe that, even when we can’t see any possible solution from our limited human perspective, God/The Universe always has one.  I had just forgotten to ASK!

So, I got out my Gratitude Formula Journal and I wrote to God for guidance on how to proceed. (May McCarthy makes it clear that in using this system, we each work with our own personal belief about who our ultimate advisor is. Mine is God, but yours might be something or someone else you believe in. You do not have to be religious to use it.)

I began by listing and expressing heartfelt thanks for the many, many GOOD things in my life. It is so easy to fall into negative energy when we are focusing on our few troubles, and ignoring all the many blessings our life is awash in. That’s why you start your daily letter by thanking your Ultimate Advisor for what and who you ALREADY have in your life that you love.

Next, the Gratitude Formula tells us to express gratitude IN ADVANCE for the guidance we are going to get to create what we want but don’t yet have.  I wrote, “Dear God, I am so grateful that You are now leading me to exactly the right people who will quickly and easily help me to straighten out this mix up and restore my credit to its rightful state. Thank You!”

According to the Gratitude Formula, after you ask for what you want and express gratitude in advance, you just have to “stand still” and stay open to receive the answer in whatever way and timing it comes, often as an inspired idea that bubbles up from your own subconscious mind.  After signing my letter to God, I felt a peace and belief at a much deeper level that the perfect solution would soon appear and all would be well.

The idea suddenly came to me a short time later to call the collections agency again, but this time to give them ALL the information I had, including the partial account number for the person who owed the debt to KinderCare.  That partial account number turned into the magic key that began opening the solutions box!  The collections agency couldn’t help further, but gave me the phone number for KinderCare’s internal collections department, which I had no way of getting before, to see if they could figure it out.

Without the complete account number, a nice KinderCare employee could not find any clues as to the identity of the debtor, but she also gave me a special secret number for the collections agency’s internal Department of Consumer Affairs.  Back to collections, but NOW, I was actually getting somewhere!

The woman at collections was also helpful, but could not find the full account number in her system.  She suggested I call Experian and see if they would give me the FULL account number of the KinderCare client. Then she gave me another special secret number where I could actually talk to a LIVE employee in the Experian Dispute Department!

A very nice employee at Experian pulled up my credit report and asked me to again verify my name and social and some other identifying information.  In two minutes, she said, “Well, I am looking at the name of the person who owes this collections debt and it’s NOT you — Not even close to your name or social!  It clearly got put on your report by mistake. I am fixing this right now and a copy of your corrected credit report should show up in your inbox soon.”

In less than ONE hour, Experian emailed me my corrected report and my credit score had risen 25 points. Hallelujah!

I am forever grateful that the Divine HOW is always presented to us exactly when we need it, to help us solve any problem or reach any desired goal.  We just need to know how to ASK, BELIEVE and be open to RECEIVE it when it comes!

P.S. Please keep an eye on YOUR inbox for a special message in the coming days about the New Success Membership program that will be launching this summer to teach you EVERYTHING you need to know in order to master the Law of Attraction, The Gratitude Formula and some other great tools for reliably connecting to your own Divine Guidance that can lead YOU to easier, faster and greater success in your career, business, finances, health and relationships. We will be welcoming Founding Members at a VERY SPECIAL PRICE when registration opens for a limited in just a few weeks!

If you or your friends would like your own free subscription to receive this blog three Sundays a month, just go to https://www.practicalprosperitycoach.com and click on the Prosperity Tips button at the top.

*************** Give Yourself the Gift of Dreams Fulfilled! ******************

I want to be of service to YOU and your friends, colleagues and loved ones, especially now! To schedule a NO-obligation, F*R*E*E* HOUR of phone coaching that will help clarify your goals and get you into ACTION to make them a reality, please email me while I still have openings at caroll@practicalprosperitycoach.com